skip to main content
× Close

Search Results : Insurance

Business Interruption Claims and the Virus

November 16, 2020
Michael J. Higer  |  Insurance, COVID-19

Significant Changes Coming to the Florida Building Code

November 9, 2020
Jeffrey S. Wertman and Gina Clausen Lozier  |  Construction, Florida Construction, Building Codes , Insurance

The Florida Building Code seeks to establish unified and consistent minimum standards in the design, construction and compliance processes, and regulations for the safety, health, and general welfare of building occupants. The Code also protects property investments and saves the state and local governments money in mitigation costs linked to natural disasters, including hurricanes. 

Vlog: Coronavirus Pandemic: How Businesses Should Track and Document Their Losses with Attorney Gina Clausen Lozier and Forensic Accountant Jake Parsons

April 7, 2020
COVID-19, Coronavirus, Insurance

How Businesses Should Track and Document their Losses

Alternative Dispute Resolution For Your Hurricane Claim

June 12, 2019
Christopher B. Choquette  |  Insurance, Hurricane Insurance Claims

It has been almost two years since Hurricane Irma hit and eight months since Hurricane Michael. While some Florida policyholders are still waiting for a decision from their insurance company, the majority of claims have either been paid or denied

Florida Appellate Court Says Substantial Compliance Sufficient

October 22, 2018
Christopher B. Choquette  |  Appellate Litigation, Insurance

A Florida appellate court issued a significant opinion for Florida’s policyholders. In Himmel v. Avatar Property & Casualty Insurance Company, the Fourth District Court of Appeal reversed a summary judgment a trial court had entered against an insured for failing to comply with the conditions in the insurance policy and ruled there were factual issues

The Clock is Ticking on Your Hurricane Irma Loss

August 12, 2018
Christopher B. Choquette  |  Hurricane Preparedness, Insurance

The upcoming date of September 10, 2018 is an important one for Florida’s policyholders as it is the anniversary of Hurricane Irma. It also means policyholders only have two more years to report their Hurricane Irma claim, supplemental claim, or re-opened claim. In 2011, Florida’s legislature passed a law that limited the amount of time for insureds to

What if Your Insurance Company Goes Under?

August 8, 2018
Gina Clausen Lozier  |  Florida Insurance Guarantee Association, Homeowner, Insurance

With Florida’s largest homeowner’s insurance company scoring a D rating in a recent financial analysis, many may be left wondering what happens in the event their insurance company is unable to pay their claims. To protect policyholders during an insurance company’s financial collapse, the legislature created the Florida Insurance Guaranty Association

Legislature Takes Little Steps in 2018 to Reform Assignment Law

August 7, 2018
Christopher B. Choquette  |  Insurance

Assignments of Benefits (or AOB’s) have been a thorn in the side of insurance companies for the past several years. For those unfamiliar with the practice, certain professionals such as emergency mitigation contractors will require an assignment of insurance benefits from homeowners before they perform any services. Once the company completes their

Policy Changes Upon Renewal

August 6, 2018
Gina Clausen Lozier  |  Insurance

Upon your insurance policy renewal, you may recall receiving a letter from your agent or insurance company outlining the changes to your policy for the renewal term. As an example, my insurance company recently advised me that I no longer have coverage for damages caused by “marsupials”. While this small change may seem insignificant, insurance companies

Mandatory Mediation and Your Property Insurance Claim

August 5, 2018
Christopher B. Choquette  |  Hurricane Preparedness, Insurance

The mounting number of property insurance claims following Hurricane Irma has provided new challenges for Florida’s insurance companies. With close to one million hurricane claims filed across the state, insurance companies are looking towards alternative methods to resolve claims. As an alternative to litigation, insurance companies are increasingly

Did Your Insurance Company Pass the Grade?

August 1, 2018
Christopher B. Choquette  |  Hurricane Preparedness, Insurance

Weiss Ratings, an independent ratings agency, released its 2018 grades for property insurance companies doing $100 million or more premium business in Florida. The ratings are based on whether the insurance company is financially prepared for the 2018 hurricane season. The insurers that scored a Weiss Safety Rating of “A” include Cincinnati Insurance Co.

Remembering Hurricane Irma

July 31, 2018
Michael J. Higer  |  Hurricane Preparedness, Insurance

Here we are just about one month away from the one year anniversary of the hurricane known as Irma. As it approached the southern tip of Florida, it roared with the ferocity and breadth of the monster of all hurricanes. Even though it quieted somewhat by the time it made landfall in Cujo Key, it was still a devastating Category 3. Thereafter, it literally

Click here to view our full Doing Business in Florida blog.