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Search Results : Hurricane Preparedness

VLOG - How is a hurricane's path predicted?

October 8, 2018
Gina Clausen Lozier  |  Hurricane Preparedness

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VLOG - The Peak of Hurricane Season: Why Now?

September 7, 2018
Gina Clausen Lozier  |  Hurricane Preparedness

It's now the peak of hurricane season. Hurricane season officially begins June 1, and generally, the peak is from mid-August to the middle of October. Why do we see the peak at this time of the year? Watch now to find out![…]

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The Clock is Ticking on Your Hurricane Irma Loss

August 13, 2018
Christopher B. Choquette  |  Hurricane Preparedness, Insurance

The upcoming date of September 10, 2018 is an important one for Florida’s policyholders as it is the anniversary of Hurricane Irma. It also means policyholders only have two more years to report their Hurricane Irma claim, supplemental claim, or re-opened claim. In 2011, Florida’s legislature passed a law that limited the amount of time for insureds to[…]

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Mandatory Mediation and Your Property Insurance Claim

August 6, 2018
Christopher B. Choquette  |  Hurricane Preparedness, Insurance

The mounting number of property insurance claims following Hurricane Irma has provided new challenges for Florida’s insurance companies. With close to one million hurricane claims filed across the state, insurance companies are looking towards alternative methods to resolve claims. As an alternative to litigation, insurance companies are increasingly[…]

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Did Your Insurance Company Pass the Grade?

August 2, 2018
Christopher B. Choquette  |  Hurricane Preparedness, Insurance

Weiss Ratings, an independent ratings agency, released its 2018 grades for property insurance companies doing $100 million or more premium business in Florida. The ratings are based on whether the insurance company is financially prepared for the 2018 hurricane season. The insurers that scored a Weiss Safety Rating of “A” include Cincinnati Insurance Co.[…]

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Remembering Hurricane Irma

August 1, 2018
Michael J. Higer  |  Hurricane Preparedness, Insurance

Here we are just about one month away from the one year anniversary of the hurricane known as Irma. As it approached the southern tip of Florida, it roared with the ferocity and breadth of the monster of all hurricanes. Even though it quieted somewhat by the time it made landfall in Cujo Key, it was still a devastating Category 3. Thereafter, it literally[…]

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Hurricane Preparedness Should Include a Plan to Protect Critical Data from a Security Breach

June 22, 2018
Gina Clausen Lozier  |  Hurricane Preparedness, Insurance

As hurricane season resumes for 2018, businesses should prepare for disruptions to networks, critical databases, as well as electrical power sources, telecommunications systems, and other utilities which can compromise or destroy critical infrastructure and trigger significant losses. Businesses should also take stock of their insurance coverages and[…]

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Wind-Driven Rain Insurance Coverage: A Post-Irma Review

June 22, 2018
Christopher B. Choquette  |  Hurricane Preparedness, Insurance

Over the last few years, Florida policyholders have seen an increasing trend of insurance companies relying on wind-driven rain exclusions. Many policies now exclude rain damage to the interior of a home or business unless an “opening” first occurs in the roof from wind or hail. Commonly, the insurance company will argue it is an insured’s burden to prove[…]

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Hurricane Damage Caused by Flying Debris. Who’s Liable?

June 22, 2018
Nicole Levy Kushner  |  Dispute Resolution, Hurricane Preparedness

The 2018 hurricane season has officially arrived. Damage caused by flying debris is one of the major threats associated with a hurricane. Securing loose items on your property should be part of your standard preparation when a high wind storm is approaching. But what happens when an item becomes a flying projectile during a storm causing damage to yours[…]

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Repairing Your Home or Business After a Hurricane: Know Building Code Requirements

June 21, 2018
Jeffrey Scott Bartel  |  Government and Regulatory, Hurricane Preparedness

Whether you ride out the next hurricane or evacuate to a safer location, invariably one of the first things property owners will do after the storm is inspect their homes and business locations that were in the hurricane's path for damage. Prior to the storm, it is, of course, prudent to record “time-stamped” photos and videos of the interior and[…]

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We’re All in This Together

June 20, 2018
Melanie Ann Hines  |  Dispute Resolution, Government and Regulatory, Hurricane Preparedness, Price Gouging

When the Governor declares a storm-related state of emergency, normalcy is suspended. Everyone rushes to stock up on batteries, food, water, ice, and lumber for “boarding up.” Gas stations become parking lots. ATMs run out of cash. Some people flee to hotels; others rent storage facilities for their possessions. For days on end, we are all focused on “the[…]

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Irma by the Numbers: The Claim Count Continues to Grow

June 18, 2018
Christopher B. Choquette  |  Hurricane Preparedness, Insurance

On June 12, 2018, the Office of Insurance Regulation (“OIR”) released an update on Hurricane Irma claims data received by insurers. The total number of reported Hurricane Irma claims has reached 978,767 with losses totaling an estimated $9,701,252,056. Of those claims, OIR reports that 823,733 are for residential properties and 58,544 for commercial[…]

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