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  • Chambers & Partners USA, America's Leading Business Lawyers, Insurance (Florida), 2017-2019
  • South Florida Legal Guide, Top Lawyer, 2015-2019
  • The Florida Bar, Business Law Section, Outstanding Member of the Year, 2005
  • Florida's Elite Lawyers for Commercial Litigation
  • The Best Lawyers in America®, Commercial Litigation, 2016-2020
    • Best Lawyers' 2020 Litigation – Intellectual Property Litigation – Intellectual PropertyLitigation – Intellectual Property Lawyer of the Year, Miami
    • Best Lawyers' 2017 Real Estate Litigation Lawyer of the Year, Miami
  • Florida Super Lawyers, 2009-2019
  • Life Fellow, The Florida Bar Foundation
  • Martindale Hubbell, AV Rated
  • Florida Trend, Legal Elite, 2016-2018
  • Past President, The Florida Bar
  • Board of Governors, The Florida Bar
  • The Florida Bar, Business Law Section; Family Law Section; Labor and Employment Law Section; Trial Lawyers Section
  • Judicial Nominating Screening Committee
  • Judicial Qualifications Screening Committee
  • Public Member Screening Committee
  • Eleventh Judicial Circuit, Committee on Business Courts
  • Supreme Court of Florida Committee on Standard Jury Instructions, Contract Business Cases
  • Florida Bankers Association
  • The Fellows of the American Bar Foundation
  • American Bar Association
  • Dade County Bar Association
  • Miami-Dade County Justice Association
  • Centennial Celebration, Committee of 100
  • Florida Justice Association
  • Federal Bar Association
  • Association of Trial Lawyers of America
  • American Intellectual Property Lawyers Association
  • Intellectual Property Law Association of Florida
  • Wind Conference
  • Greater Miami Chamber of Commerce
  • Greater Miami Jewish Federation
  • University of Miami, Law School Alumni Association
  • Cuban American Bar Association
  • Florida Association of Women Lawyers
  • Wilkie Ferguson Bar Association
  • Florida Association of Public Insurance Adjusters
  • Higer Lichter & Givner
  • Coll Davidson Carter Smith Salter & Barkett
  • Fine Jacobson Schwartz Nash Block & England

Representative First-Party Insurance Matters:

  • Obtained jury verdict for a homeowner for 100% of the damages sought, successfully defended the verdict on appeal, obtained a significant award of over one million dollars in fees and costs including a 1.5 multiplier, and then obtained a significant bad faith settlement.
  • Obtained a substantial settlement for the owner of a jai-alai/casino facility after filing suit where insurance company failed to acknowledge coverage for the significant losses insured incurred as a result of employee embezzlement.  And through a pre-mediation, obtained a substantial settlement for this same facility in an unrelated roof collapse claim overcoming an unfavorable burden of proof with respect to the coverage provision in the policy and exclusions concerning a collapse.
  • Obtained full policy limits for a company following a multimillion-dollar embezzlement scheme instituted by one of its employees following substantial requests for post loss compliance and document production.
  • Representing the owner of large hotel/residential property in Miami Beach with respect to various damages resulting from construction defects at the property which exceed $10 million.   
  • As a result of a class action, our Insurance Practice Group filed on behalf of similarly situated policyholders challenging the impartiality language in the appraisal provisions in insurance policies in which an insurance company was objecting to insureds’ chosen appraiser, the insurance company abandoned its objections, agreed prospectively not to enforce the applicable provision, paid the named insured the full amount of damages incurred, and paid 100% of the legal fees incurred.
  • Through negotiation and without the necessity of litigation obtained $28 million in insurance proceeds for the owner of two neighboring, 19-story, residential apartment projects that were under construction at the time of Hurricane Irma.  The hurricane caused well over $50 million dollars in building and other damages.  Our Insurance Practice Group has assisted and continues to assist the property owner throughout the claim process in counseling it as to submittal of multiple proofs of loss to multiple layers of insurance companies, complying with post-loss requests, assessing and documenting the damages, assembling a group of experts to analyze and assess the damages, and analyzing and evaluating claims by and against third parties. 
  • Representing the owner of four commercial properties in South Florida – all of which suffered damages in excess of $65 million and representing this owner as to a fifth loss as to one of these properties which subsequently suffered a fire loss.  Our Insurance Practice Group obtained a multimillion-dollar settlement just as to the fire loss   As to the Irma claims, our Insurance Group continues to assist the owner throughout the claim process in counseling it as to the submittal of multiple proofs of loss to multiple layers of insurance companies, complying with post-loss requests, assessing and documenting the damages, assembling a group of experts to analyze and assess the damages, and analyzing and evaluating claims by and against third parties. 
  • Using a pre-lawsuit mediation, obtained a substantial recovery for a pharmacy which sustained damage to its property and equipment resulting from a break-in at its pharmacy. During the break-in, the perpetrators not only caused direct physical damage but also broke a pipe within the interior causing water damage throughout the pharmacy and a loss of a significant portion of its inventory.  Our Insurance Practice Group ultimately prevailed despite the insurance company’s denial of the claim prior to our involvement.
  • Successfully represented numerous condominium associations in obtaining nearly 100% of the amount demanded without the necessity of the filing of a lawsuit which resulted in a multimillion-dollar recovery for the association and prompt recovery of funds.
  • In the face of a summary judgment motion based on a presumptively late notice to the insurance company of the insured’s claim, through mediation, our Insurance Practice Group, obtained a substantial six figure recovery for a property developer and preserved the balance of the construction defects claim for the developer to pursue against the contractor and related parties.   This claim arose out of ensuing water damages from faulty construction.  Despite the insurance company’s contention that the reporting of the claim was presumptively late, we were able to overcome this prejudice assertion by showing the insurance company’s investigation was insufficient and by showing there was ample evidence from which the insurance company could evaluate the claim.
  • Recognizing that the federal forum was not advantageous for the insured, our Insurance Practice Group successfully argued that the federal court should remand the coverage dispute to the state court with respect to a commercial property loss which resulted in substantial damage from a plumbing leak.  Thereafter, the state court granted the insured’s motion to compel appraisal and forced the insurance company to appraise the loss.  During the course of the appraisal, it was discovered that insured had sustained damage from a plumbing leak originating from another location.  We reported this water event and asserted that it should also be appraised.  The insurance company fought the inclusion of the additional claim in the appraisal and filed an action to determine coverage for the additional loss.  Ultimately, the insurance company agreed to appraise the amount of the additional loss but maintained its conditions to coverage.  We successfully obtained 100% recoveries for the insured as to both claims together with interest and fees.
  • After years of extensive litigation, a state court approved a class action settlement in favor of a class of homeowner policyholders which alleged that the insurance company engaged in a general business practice referred to as “post-claims underwriting.”  The Class alleged that once an insured made a claim to the insurance company it would conduct a very simple underwriting analysis it did not do in the first place and would void the policy “ab initio” so that it could effectively deny coverage based on purported, “incorrect statements” in the applications. Although the practice is not per se illegal and Chapter 627.409, Florida Statutes, allows for this practice, the Florida Office of Insurance Services, the Florida Office of the Insurance Consumer Advocate, and the Florida Legislature have all described this practice as against the public policy of Florida.  After extensive discovery and litigation, the parties reached a settlement in which the insurance company created a substantial reserve to compensate the victims of its improper practice.
  • Our Insurance Practice Group successfully compelled appraisal of a restaurant’s business income loss resulting from a fire damage which destroyed the restaurant and successfully obtained a substantial six figure recovery for the owner.
  • Just prior to the formation of our Insurance Practice Group, Michael Higer represented a developer of a non-combustible solar sausage facility suffered substantial damage as the result of the deflation of over one thousand solar sausages. Although the policy excluded coverage for all design and construction defects, it did not exclude coverage for the ensuing losses from such defects.  As a result and notwithstanding the insurance company’s motion for summary judgment based on its otherwise applicable exclusions, Mr. Higer was able to obtain a multimillion-dollar recovery which resulted in a 100% recovery as to the loss of all of the solar sausages.  The recovery also compensated the developer for the millions of dollars in damages that it suffered through the lost opportunities based upon a federal tax credit that is only available for a limited period.
  • Just prior to the formation of our Insurance Practice Group, Michael Higer represented a developer in what is now one of the landmark decisions on the issue of coverage for ensuing losses. Prior to the completion of construction of an apartment building, the developer encountered leaks in several of the units which had resulted from defective construction and design of the window structure which had caused water to leak into the interiors and spread throughout the apartment buildings.  The insurance carriers disputed coverage and claimed that the damages were the result of construction defects.  The federal court determined on summary judgment in favor of the developer that the ensuing losses resulting from the faulty workmanship were covered under the policy’s ensuing loss exception. This decision has become one of the cornerstone opinions on Florida’s ensuing loss provisions and led to a multimillion-dollar resolution in favor of the developer. 
  • Just prior to the formation of our Insurance Practice Group, Michael Higer represented a condominium association in two claims against an insurance company for damages resulting from a substantial water loss and exposure to contaminated sewage water. The insurance company improperly categorized the sewage loss as a Category 1 or 2 in an attempt to avoid its contractual obligation to compensate the association for the complete removal and replacement of the affected drywall throughout its property as well as the necessary cleaning of the wall cavities.  The insurance company also improperly limited its payments to the cost of drying a portion of the drywall instead of removing and replacing the drywall as required by the proper protocol for a Category 2 or 3 water loss.  After the association filed its lawsuit, the insurance company relented and issued full payment based on the proper assessment of the claim.

Michael Higer, Speaker, "Insurance Advocacy 25 Years After Andrew," History Miami Museum

August 16, 2017

Michael Higer and Gina Clausen Lozier, Presenters, "The Peril of the Wind Created Opening," CLE

June 8, 2017

Michael Higer and Gina Clausen Lozier, Speakers, "2017 Silver Anniversary Conference" Florida Association of Public Insurance Adjusters (FAPIA)

May 22, 2017

Michael Higer and Gina Clausen Lozier, Speakers, "Burdens of Proof," FAPIA 2017 Spring Conference

May 22, 2017

Michael Higer, Speaker, "SCOP/Henry Latimer Center for Professionalism," The Florida Bar Professionalism Symposium

April 21, 2017

Michael Higer, Gina Clausen Lozier and Gavin Gaukroger, Presenters, "Cyber Theft and Security Breaches Insurance Seminar"

April 20, 2017

Michael Higer, Speaker, "Young Lawyers Section of the BCBA: Boot Camp Series," BCBA

April 18, 2017

Michael Higer, Keynote Speaker, Jewish Federation of Broward County's 5th Annual Judicial Reception

March 7, 2017

Gina Clausen Lozier and Michael Higer, Presenters, "Bad Faith Conduct" Public Adjuster CE Course

December 15, 2016

Michael Higer and Gina Clauden Lozier, Presenters, "Law and Ethics for Public Adjusters," FAPIA 2016 Year End Conference

November 6, 2016

Michael Higer, Presenter, "Cyber Theft and Security: Including Data Breaches," First Party Claims Conference

October 18, 2016

Michael Higer and Gina Clausen Lozier, Hosts, "The Burdens of Proof for Public Adjusters," Hurricane Preparedness Week

June 9, 2016

Michael Higer, Gina Clausen Lozier and Marc Shuster, Hosts, "Preparing Your Business for Loss," Hurricane Preparedness Week Series

June 7, 2016

Gina Clausen Lozier, Michael Higer and Jeffrey Wertman, Presenters, "Best Practices in Handling Insurance Claims," Hurricane Preparedness Week

June 6, 2016

Michael Higer, Panelist, "Got Civility?," Broward County Women Lawyers' Association

May 24, 2016

Michael Higer and Gina Clausen Lozier, Speakers, "The Future of Plumbing Losses," Florida Association of Public Insurance Adjusters Spring Conference

May 2, 2016

Michael Higer, Panelist, "Breakfast and Town Hall Session," The Dade County Bar Association Bench & Bar Conference

February 26, 2016

Michael Higer and Gina Clausen Lozier, Presenters, "Plumbing Losses: Past, Present & Future," Insurance Seminar

February 11, 2016

Gina Clausen Lozier and Michael Higer, Speakers, "17th Annual WIND Conference," Windstorm Insurance Network

February 1, 2016

Twenty-one Berger Singerman Attorneys Listed in South Florida Legal Guide as Top Attorneys

November 1, 2019

Thirty Berger Singerman Attorneys Recognized in the 2020 Edition of Best Lawyers In America

August 15, 2019

The Florida Bar News quotes Michael Higer in, "Health and Wellness Committee Sets Ambitious Agenda"

July 22, 2019

Berger Singerman Attorneys Recognized in the 2019 Edition of Florida Trend's "Legal Elite"

June 24, 2019

Daily Business Review mentions Michael Higer in, "FIU and FNU Fought Over Their Names. Lawyers Could Make $1.1M From That Trademark Battle"

June 19, 2019

'Florida Insurance Hurricane Preparation Survey' featured on multiple media outlets

June 11, 2019

Berger Singerman Hosts Fourth Annual Hurricane Preparedness Week Series to Ready Florida Businesses for Storm Season

May 31, 2019

Twenty-Eight Berger Singerman Attorneys Recognized in 2019 Edition of Florida Super Lawyers

May 30, 2019

Berger Singerman Recognized by Chambers USA for Sixteenth Consecutive Year

April 25, 2019

South Florida Legal Guide Names 21 Berger Singerman Attorneys as Top Lawyers

March 8, 2019

Daily Business Review quotes Michael Higer on, "'You Don't Look Like a Judge': Female Jurists, Lawyers Mistaken for Assistants"

February 1, 2019

Daily Business Review quotes Michael Higer in, "'My Heart Breaks': Lawyers React to Miami-Dade Judge's Suicide"

August 29, 2018

Thirty Berger Singerman Attorneys Recognized in the 2019 Edition of Best Lawyers In America

August 15, 2018

Thirty-One Berger Singerman Attorneys Recognized in 2018 Edition of Florida Super Lawyers

June 18, 2018

Miami Herald interviews Michael Higer in, "Following wave of suicides, Florida Bar president put mental health on the docket"

June 9, 2018

Berger Singerman Hosts Third Annual Hurricane Preparedness Week Series to Ready Florida Businesses for Storm Season

May 30, 2018

Berger Singerman Recognized by Chambers USA for 15th Consecutive Year

May 3, 2018

The Florida Bar Foundation Receives $70,000 CY Pres Award

February 13, 2018

Michael Higer to be Recognized with the Champion for Children Award at the 16th Annual Broward Child Advocacy Awards & Reception

January 30, 2018

South Florida Legal Guide Names 23 Berger Singerman Attorneys as Top Lawyers

January 10, 2018

GlobeSt interviews Michael Higer and Gina Clausen Lozier in, "After Irma, When Will Insurers Pay Your Claims?"

September 27, 2017

Thirty Berger Singerman Attorneys Recognized in the 2018 Edition of Best Lawyers In America

August 15, 2017

WGCU's Gulf Coast Live interviews Michael Higer in "South Floridian Takes Helm of Florida Bar Association"

July 31, 2017

Florida Trend features Michael Higer in, "Critical Juncture"

August 2017

WLRN features Michael Higer in, "South Floridian Takes Reins As Florida Bar President "

July 10, 2017

Sun Sentinel interviews Michael Higer in, "Florida Bar leader, discusses access to courts, better use of technology, opportunities for women"

June 30, 2017

Seven Berger Singerman Attorneys Recognized in the 2017 Edition of Florida Trend's "Legal Elite"

June 22, 2017

Berger Singerman's Michael Higer to Be Inducted as The Florida Bar's 69th President

June 20, 2017

Berger Singerman Receives High Marks by Chambers USA for Fourteenth Consecutive Year

May 30, 2017

Michael Higer Profiled by Daily Business Review: How Idols of His Youth Fueled Higer, Now Set to Lead The Florida Bar

May 19, 2017

Berger Singerman Hosts Second Annual Hurricane Preparedness Week Series to Ready Florida Businesses for Storm Season

May 17, 2017

Miami Herald: Appeals court undoes $724K judgment against developer Peebles

May 10, 2017

Business Insurance quotes Michael Higer on "Homeowner insurance ruling a game-changer in Florida"

December 13, 2016

Twenty-Eight Berger Singerman Attorneys Recognized in the 2017 Edition of Best Lawyers In America

August 15, 2016

Daily Business Review quotes Michael Higer and Gina Clausen Lozier on "Hurricane Lawyers and CPAs: Be Ready for the Storm"

June 30, 2016

Twelve Berger Singerman Attorneys Recognized in the 2016 Edition of Florida Trend

June 22, 2016

Berger Singerman's Michael Higer Installed as President Elect of The Florida Bar

June 20, 2016

Thirty-Six Berger Singerman Attorneys Recognized in the 2016 Super Lawyers Florida Edition

June 14, 2016

Berger Singerman Hosts Hurricane Preparedness Week Series to Ready Florida Businesses for Storm Season

May 12, 2016

Berger Singerman Receives Successful Jury Verdict in Complex Insurance Case

March 11, 2016