In response to the state of Florida’s COVID protocols and declaration of emergency, the Florida Office of Insurance Regulation (OIR) has issued an informational memorandum (OIR-20-03M) providing guidance and reporting requirements for all insurers and entities regulated by OIR. To protect members of the public, insurance carriers have been directed to heed all recommendations from the Centers for Disease Control and the Department of Health. OIR has directed all insurance carriers to
Stephen Covey said, “If there’s one thing that’s certain in business, it’s uncertainty,” and today his statement is proven loud and clear. We are in an unprecedented time which calls for unprecedented measures, for the good of our families, our communities, and our state. As communities prepare and brace for the effects of Novel Coronavirus Disease 2019 (“COVID-19”), it is important for businesses operating in Florida to understand Florida’s current emergency declaration and to assess the short and long-term impact it has on your organization and industry. On March 9, 2020, Governor Ron DeSantis issued Executive Order Number 20-52, declaring a state of emergency because
With over 10 million Floridians living in a community association such as a condominium or homeowner’s association, Florida has more community associations than any other state. With residents living in relatively close quarters to their neighbors and sharing common areas, there is a rising concern and heightened anxiety about contracting the COVID-19 virus which has been declared by the World Health Organization (WHO) as a global pandemic. As the outbreak continues to expand in the United States, including Florida, community associations should be
Last night, the federal government announced that starting tomorrow the United States will ban travel from most of Europe for 30 days due to the novel coronavirus. The announcement is a further blow to the airline industry that has already been rattled by declining demand. To put things in perspective, following the September 11 attacks, the airline industry lost approximately $19.6 billion in revenue between 2001 and 2002. The International Air Transport Association now projects that revenue loss to the airlines from the
Transfer fees are those fees a homeowner's or condominium association may charge a unit owner or homeowner in connection with the sale, lease or other transfer of a condominium unit or home. There are significant differences between transfer fees which are permitted for homeowner’s associations as compared against condominium associations. With respect to transfer fees for condominium associations, Florida law provides that transfer fees may not exceed $100.00 per applicant. Unlike condominium associations, there is no statutory limitation on transfer fees
Starting on January 1st, 2020, Florida will become the twenty-first state to adopt remote online notarizations (RON), following Governor Ron DeSantis’ signing of House Bill 409 into law. An “online notarization”, as defined under Chapter 117 of the Florida Statutes, is any performance of a notarial act using electronic means in which the principal appears before the notary public by means of audio-video communication technology. The new law will eliminate the need to produce paper documents or personally meet with signers for all notarizations. Before taking advantage . . .
It is common practice for developers to collect working fund contributions or initial contributions upon the sale of homes in communities operated by homeowner associations. The amount of working fund contributions or initial contributions can be either a specific dollar amount or an amount equal to 2-3 months of association assessments. In a recent opinion, a Florida appellate court ruled that such contributions may be used by the developer to offset the developer’s deficit funding obligation to the homeowner association.
A recent ruling in the 3rd Circuit, which covers Delaware, New Jersey and Pennsylvania has the potential to impact any work-for-hire agreement, especially for businesses that are incorporated or have operations in one of those states.
During July 2019, the US Trademark Office (the “Trademark Office”) issued a new rule requiring disclosure of a trademark applicant’s home address, and requiring that US attorneys file applications, responses and other pleadings for all individuals that are not US citizens or residents, and all non-US businesses.
The U.S. Court of Appeals for the Eleventh Circuit, in Luxottica Group, S.p.A. v. Airport Mini Mall, LLC, Case No. 18-10157, 2019 WL 3676340 (11th Cir. Aug. 7, 2019), recently affirmed a ruling in favor of luxury eyewear manufacturer